Cariati Blog
Can Your Employer Cut Your Pay
There is no general rule forbidding an employer proposing a pay cut. If imposed by the employer, however, it may equate to a constructive dismissal and entitle the employee to…
Can I Appeal My Decision If My LTD Benefits Were Denied?
Long Term Disability Insurance is intended to help protect you and your family by providing benefits that supplement your loss of income. Many injured or sick Canadians depend on these…
What To Do If Your Workplace is Unsafe
The Occupational Health and Safety Act (OHSA) gives most employees the right to refuse work that they believe is unsafe, but only in accordance with proper procedure. The OHSA sets out a…
Driving In the Winter: Essential Tips for Being Prepared and Staying Safe
Heavy holiday travel and snowy or icy winter conditions can be a dangerous combination when it comes to staying safe behind the wheel. In December and January, automobile accidents increase…
How Long Does a Long-Term Disability Claim Take?
All long term-disability plans have a waiting period, which means your payments won’t start right away. But when will you begin to see your benefits? Read below to find out….
My employer fired me and gave me a termination package. Do I have to sign?
Do not sign and return a termination package without calling an employment lawyer and getting legal advice. What Happens If I’m Terminated? Your employer terminates your position. This is a situation that…
The Dangers of a Slip and Fall Accident
Fall and winter weather conditions increase the risk of trips, slips, and falls. Falls are one of the leading causes of accidental deaths in home and community settings. You can…
When Should You Apply for LTD Benefits?
If you can no longer work because you are hurt, sick, or suffering from a physical or mental disability – it is time to apply for long-term disability insurance benefits….
I was a Passenger in a Car Accident. What Do I Do?
So, you’re a passenger in a car accident. Now what? If you’ve never been in a car accident before, you may not know what to do next. If you’ve been…
How Do You Know If You Are Eligible for LTD Benefits?
An individual is considered disabled if he or she cannot perform the essential duties of his or her job. Long-Term Disability (LTD) benefits are intended to provide coverage for individuals…