Don’t Call Your Insurance Company After a Car Accident

Why not to call the insurance company first after a car accident in Ontario.

If you find yourself in a car accident in Ontario, it is natural to want to call your insurance company immediately. However, this is not the best course of action if the accident was not your fault and you are seriously injured.

The information you provide to the insurance company at that moment can potentially be used against you.

Instead, consider contacting a personal injury law firm like Cariati Law first. Seeking legal advice before speaking with your insurance company after an accident is essential.

Two people were killed and one injured in a violent, high-speed crash early Saturday morning in the city of Ontario.
Two people were killed and one injured in a violent high speed crash early Saturday morning in the city of Ontario

Quick Guide to Navigating Car Accident Claims

When you call your insurance company after a car accident, they will likely ask you for details about the incident and your injuries. While it may seem harmless to provide this information, it’s important to remember that insurance companies are looking out for their own interests.

Anything you say during that conversation can be recorded and used against you if there are disputes later on. By contacting a personal injury law firm in Toronto like Cariati Law first, we’ll protect your rights from the beginning.

An injury lawyer experienced in handling car accident cases can navigate these legal procedures and ensure that your claim is filed correctly and on time.

The number of serious injuries increased to 8,851 in 2022
The number of serious injuries increased to 8851 in 2022

What Type of Car Accident did you Have?

There are many different types of motor vehicle accidents. The kind of accident and how it happened can affect how the insurance company values your claim.

Which of these describes your car accident?

  • Rear end accident
  • T-bone accident
  • Head-on collision
  • Rollover
  • Collision caused by speeding
  • Reckless driving or driving under the influence
  • Intersection accident
  • Unsafe lane changes
  • Running red light
  • Fatal crash
serious motor vehicle collision at the intersection of Highway 50 and Queen Street in Brampton, Ontario
serious motor vehicle collision at the intersection of Highway 50 and Queen Street in Brampton Ontario

Avoid Mistakes with Your Car Accident Claim

Suffering severe injuries in a car accident is a traumatic experience, both physically and emotionally. Dealing with the aftermath of a car accident, including filing a claim for compensation, will add additional stress to an already difficult situation.

That’s why hiring an experienced car accident lawyer is crucial to guide you through the process and help you avoid common mistakes that could jeopardize your claim.

Here are the top 4 mistakes you can avoid with your car accident claim. Hire an experienced car accident law firm to handle your personal injury case.

Do Not Call the Insurance Company Before You Hire an Auto Injury Law Firm

The minute you call the insurance company, they are recording your words. Insurance adjusters may try manipulating your words or getting you to admit fault to reduce liability.

Right after an accident, your emotions are high, you feel vulnerable, and your words could be misconstrued. Because of this, working with an experienced car accident lawyer can protect your rights and full accident benefits.

A skilled car accident lawyer can deal with the communication with insurance companies on your behalf and protect your rights throughout the claims process.

They will know how to navigate tricky conversations and ensure you don’t unintentionally harm your case.

Do Not Take the First Offer Made by the Insurance Company

One major mistake is accepting a settlement offer without understanding its full value. Insurance companies will try to settle claims quickly and for as little money as possible.

Many people will accept a lowball offer out of desperation or lack of knowledge about their rights.

An experienced car accident lawyer will assess the actual value of your claim based on factors such as:

–      current damages

–      lost wages

–      pain and suffering

–      future damages

They will negotiate with insurance companies on your behalf to secure a fair settlement that fully compensates you for your losses.

The Importance of Gathering Accurate Evidence

Failing to gather evidence at the accident scene is another common mistake that can weaken your claim. Often, a police report may exclude important and relevant accident information.

It’s essential to take photos of:

–      the vehicles involved

–      any visible injuries

–      road conditions

–      traffic signs

–      other relevant details at the scene of the accident.

Witness statements and police reports are valuable evidence to strengthen your case.

Ontario has Strict Time Limits to File a Car Accident Claim

Not filing a claim on time in Ontario is a big mistake. It could mean you lose your chance for compensation. Ontario typically has a two-year limitation period from the accident date to file a personal injury lawsuit against at-fault parties.

An experienced car accident lawyer will file all necessary paperwork correctly and within deadlines. The last thing you want is to miss out on total compensation for your injuries.

A good car accident lawyer will look closely at what caused the accident. They will collect strong evidence to help your case.

Hiring a personal injury lawyer like Cariati Law can help reduce the stress after a car accident.

They can talk to the insurance company for you. They will work to get you fair compensation for your injuries and damages. A lawyer for personal injury will represent the rights of the accident victim.

This lets you focus on recovering from your injuries without worrying about navigating complex legal processes.

Your First Call After a Crash? Make it to Cariati Law.

If you are injured in a car accident that was not your fault, contact our personal injury lawyers at Cariati Law. If you have suffered catastrophic injuries, you need legal representation.

Our experienced personal injury lawyers offer a free, no-obligation consultation. If you have suffered a spinal cord injury or a traumatic brain injury, call our lawyers for auto accidents.

Call 905-629-8040 or fill out the form on our website. We offer a 100% free, no-obligation appointment. We’ll discuss your accident and what happened and provide a free case evaluation.

Our top injury lawyers aim to represent you and secure the maximum compensation you deserve for your car accident claim.

We will thoroughly investigate your accident, uncover the facts, and fight for what you deserve.

By seeking legal advice early on, you can protect yourself from potential pitfalls and ensure your rights are upheld throughout the claims process.

Remember, it costs nothing upfront to have a personal injury lawyer represent you. 

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