Get Help with Long-Term Disability Claims
On average, one out of every three Canadians will become disabled for at least 90 days before reaching age 65. While it is unpleasant to consider, millions of Canadians will have to deal with a sudden injury, accident or illness that prevents them from returning to work and supporting their family.
During a time such as this, long term disability benefits are incredibly helpful for supplementing loss of income while your family and you manage with emotional and physical hardships together.
What is Long Term Disability Insurance?
Long Term Disability (LTD) Insurance is an insurance policy intended to help protect you as an employee and your family by providing benefits that supplement your loss of income. Many injured or sick Canadians depend on these insurance benefits to help pay for medical bills, expensive home care, and regular living expenses.
What Types of Disabilities Are Covered for LTD Benefits?
Illnesses or injuries that prevent you from working and last a year or longer can make you eligible for long term disability benefits. These conditions can be physical, mental, or emotional.
Unfortunately, when it comes time for the insurance company to pay up, many people that have Long Term Disability Insurance are denied the benefits they deserve.
What Should I Do if My Long Term Disability Claim Has Been Denied?
What Does My Long Term Disability Insurance Include?
- Your daily benefit amount
- Deductible or waiting period
- Guaranteed renewable
- Maximum policy benefit
- Pre-existing condition limitations
- Policy exclusions
- And more
Call Our Professional Team of Long Term Disability Lawyers
Contact a Cariati Law Disability Insurance lawyer in Toronto, Mississauga or Hamilton, Ontario today at 647-496-2907. When you call, you will receive a FREE, confidential consultation about your situation.
Our lawyers understand that there is a great deal of physical and emotional stress when dealing with a long-term or short-term disability. Our focus is always to help disabled people and their families ease the financial burden caused by a sudden lack of income.
Each and every Ontario disability lawyer at Cariati Law is innovative, highly experienced and results-oriented when serving the diverse legal needs of our clients. Our personal injury lawyers are committed to protecting your rights.
Helping Injured People Throughout Ontario
Our Areas of Practice
At Cariati Law, we take the time to listen to your concerns and develop
a strategy to win your case with maximum results. There is never a fee
until we recover money for you. If there is no recovery, there is no fee.
Simple. Clear. Focused on Results.
01
Free Consultation
Talk to our expert lawyers at no cost. We’ll assess your case and explain your options.
02
We Build Your Case
Our team gathers evidence, handles paperwork, and fights for your rights.
03
Negotiation & Advocacy
We deal with insurance companies and opposing parties to get you the best possible settlement.
04
You Get Paid
Once we win, you receive the compensation you deserve, fast and hassle-free.